All of us have a part to play in the processes of discernment leading to decisions on spending money on the work to be undertaken. In making decisions about spending, meetings should seek to find the right balance between current and future needs. Reserves may be needed in order to meet future obligations to maintain buildings and to complete projects. However, meetings should not hold substantial reserves if no need for them is foreseen and the money could be better put to use in the world to further Quaker concerns, including assisting meetings with fewer resources to maintain their Quaker life and witness. All Quaker bodies with reserves should have a written reserves policy.